Medigap Plan N Benefits

Medigap plan N is one of the three most popular Medigap insurance plans. If you are thinking of choosing a medigap policy plan N then we will be looking through some of the details of this plan.

Medigap Plan N Coverage

It is easiest to first describe the gaps in Medicare Part A and Part B that plan N does not cover. Medigap plan N will not cover the Medicare Part B deductible of $140 or the Medicare Part B excess charges that a doctor may, or may not, charge above the Medicare recommended amount. This means that Plan N will cover all the other gaps left by both Medicare Part A and Part B. So if you use plan N you will get full coverage for Medicare Part A coinsurance, deductible, Skilled nursing care coinsurance, Hospice care, and the first three pints of blood. What makes Medigap plan N unique to the other medigap insurance plans is that, while it covers the costs of the Medicare Part B coinsurance you will have to pay a copayment of $20 for some office visits and up to a $50 copayment for emergency room visits that do not result in the person being admitted as an inpatient.

Medigap Plan N Rates

The rates for Medigap plan N are in the middle range for all the medigap insurance plans. This is because plan N is right in the middle when it comes to the amount of coverage you receive by having a Medigap Medicare supplement plan N policy. The only real way to know how much any of the medigap insurance plans will cost is to get a set of Medigap quotes. You can get a set of quotes by filling out the form on this page. You can get more information about the Medigap quotes HERE.

With Medigap plan N or any of the medigap insurance plans you have a nice feature where the plans are standardized. This means that no matter which company you choose you will be looking at the same plans. For example, if you get a set of quotes and are looking at an AARP plan N and a Humana plan N then the coverage will be exactly the same. The prices will be different but the plans themselves will be exactly the same. So when are shopping for a Medicare supplement policy know that you are really looking at price and company reputation.

At we are dedicated to helping you choose the right Medigap plan for you. If you are interested in learning about the other plans you can check out our page of Medigap plans HERE. If you have any questions or if there is any way we can serve you please contact us.